Revolving Credit Facility

Revolving credit is a great alternative to a traditional overdraft allowing you to withdraw money, repay it and then withdraw it again to fund your business…

Revolving credit facility

Revolving Credit Facility

Most businesses at some stage will require an overdraft facility and revolving credit can help them to grow and diversify.  We work across the whole of the market to ensure that your revolving credit facility is tailored to the needs of your business.

Interest is often charged for the funds drawn, for the time they are drawn and depending on the lender there is little to no charge for funds that aren’t drawn. When you combine that with often no set-up fee involved, this type of facility is often the first choice as the ‘rainy day fund’.

How does a revolving credit facility work

Revolving credit facilities are exactly that, they revolve. As opposed to a fixed business loan which runs for a term of say 3-5 years.

A revolving facility is a rolling agreement with an initial term of either 12 or 24 months, with the ability to structure on an ongoing basis.

Some business benefits of a Revolving Credit Facility

  • Quick – can be set up much quicker than a traditional overdraft or bank loan, often within a matter of days
  • Personal Guarantee backed
  • Flexible – revolving credit is perfect for businesses with seasonal needs such as working capital or growing the business

Indicative Terms

Get an understanding of how a Revolving Credit Facility can work for your business and on what terms before making an application.

Some benefits of using us

In addition to property valuations, building insurance, and legal support, we offer a wide range of additional services. For information on this, please see our Business Support Services and Trusted Partner Network.

Our business support and brokerage services include fully packaging and submitting your business loan application in addition to ensuring the most competitive rates and terms. We will ensure that your revolving credit application is prepared quickly and efficiently. At the same time, we will keep you updated on your application’s progress in order that funds are available in the shortest possible time.

Our offer

In particular, we offer all our clients a truly ‘one-stop-shop’ facility, specifically to provide you with a fully managed and professional business support and brokerage service. Our mission is to secure the most competitive funding offer for your circumstance available from the whole of the market.

Whatever your finance requirements, we offer a free, impartial, and confidential initial consultation and will quickly assess your funding options.

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