Working Capital Loans from Wattsford Commercial Finance

Working Capital Finance

Most businesses at some stage will require working capital to fund everyday business activities and to pay for inventory, marketing, materials, repairs, rent, stock taxes, utility bills, wages and much more.

Working capital loans are generally secured and can be used for almost anything to help your business to prosper.

Working with the most flexible and responsive lenders in the UK financial market we offer expert advice and provide both unsecured and secured business loan rates from £500 to £36 million.

We always take a ‘whole of market’ approach in securing you the most competitive finance for your business.

Types of Working Capital

  • Term Loans – a lump sum that’s paid back including interest in regular installments over an agreed period of time.
  • Merchant Cash Advances – an instant cash injection with repayments made by taking a percentage of customer card sales.
  • Invoice Finance – an advance payment, usually next day, secured against an invoice or invoices.
  • Recovery Loan Scheme – available for any legitimate business purpose and may have improved terms.
  • VAT Loans – a great alternative to paying your VAT bill in 1 payment by spreading the bill over 3 months (the minimum facility is £10,000).
  • Revolving Credit – a great alternative to a traditional overdraft allowing you to withdraw money, repay it and then withdraw it again.
  • Business Credit Cards – a fixed borrowing limit, often at higher interest rates if not repaid in full, often with cashback.
  • Bank Overdraft – a facility to borrow through your business bank account.

Indicative Terms

Get an understanding of how much working capital you may be able to raise for your business and on what terms before making an application.

Some benefits of using us

In addition to property valuations, building insurance, and legal support, we offer a wide range of additional services. For information on this, please see our Business Support Services and Trusted Partner Network.

Our business support and brokerage services include fully packaging and submitting your business loan application in addition to ensuring the most competitive rates and terms. We will ensure that your working capital application is prepared quickly and efficiently. At the same time, we will keep you updated on your application’s progress in order that funds are available in the shortest possible time.

Our offer

In particular, we offer all our clients a truly ‘one-stop-shop’ facility, specifically to provide you with a fully managed and professional business support and brokerage service. Our mission is to secure the most competitive funding offer for your circumstance available from the whole of the market.

Whatever your finance requirements, we offer a free, impartial, and confidential initial consultation and will quickly assess your funding options.

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