Multi Unit Freehold Block Mortgages

Multi Unit Freehold Block Mortgages allow the borrower a first-charge loan using an investment residential property as security

 Multi Unit Freehold Block Mortgages

Multi Unit Freehold Block Mortgages

Multi Unit Freehold Block (MUFB) refers to a single property that has been divided into several apartments or flats which may also be used as serviced accommodation or holiday lets.

Multi Unit Freehold Block Mortgages are specialist buy-to-let mortgages that’s taken over a security (the property) that has multiple units.

Each unit is fully contained with a kitchen, bathroom, living space and bedroom(s).

Multi unit property mortgages are often considered by lenders as a commercial mortgage rather than as a buy to let.

How much can I typically borrow with a  multi unit freehold mortgage?

Multi Unit Freehold Block Mortgages are typically up to  a maximum of 75% loan to value (LTV) of the open market value (OMV) of the property.

Lenders will only consider multi unit properties that are Freehold.

Properties that are leasehold may be difficult to secure funding on.

As a long-term product, multi unit property mortgages are highly competitive with a choice of fixed-rate and variable-rate terms.

Indicative Terms

Get an understanding of how much you may be able to borrow with a Multi Unit Freehold Block Mortgage and at what terms prior to making an application. You can use Indicative Terms to show that you may be in a financial position to purchase a property with an estate agent or those selling a property.

Some benefits of using us

In addition to property valuations, building insurance, and legal support, we offer a wide range of additional services. For information on this, please see our Business Support Services and Trusted Partner Network.

Our business support and brokerage services include fully packaging and submitting your lending application proposal in addition to ensuring the most competitive rates and terms. We will ensure that your mortgage application is prepared quickly and efficiently. At the same time, we will keep you updated on your application’s progress in order that funds are available in the shortest possible time.

Our offer

In particular, we offer all our clients a truly ‘one-stop-shop’ facility for multi unit freehold block mortgages, specifically to provide you with a fully managed and professional business support and brokerage service. Our mission is to secure the most competitive funding offer for your circumstance available from the whole of the market.

Whatever your property finance requirements, we offer a free, impartial, and confidential initial consultation and will quickly assess your funding options.

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