Holiday Let Mortgages

Raise up to 75% loan to value ratio on your rental holiday home

Holiday Let Mortgages

Holiday Let Mortgages

A holiday let mortgage allows the borrower a first charge loan using an investment residential property as security.

A holiday let mortgage allows the holiday home to be rented out for short periods of time, usually up to 28 days per booking. Mortgage payments are covered by the rental income received from the holidaymaker.

How much can I typically borrow?

Typically a holiday let mortgage will be to a maximum of  75% loan to value (LTV) of the open market value (OMV) of the property. There have been higher loan to values previously and these may return.

The majority of Lenders will consider holiday home properties with either Freehold or a long Leasehold favourably, properties with a short Leasehold remaining may be more difficult to secure funding on.

As a long-term product, holiday let mortgage rates are highly competitive with a good choice of both fixed-rate and variable-rate terms.

Speak with a Holiday Let Mortgage Specialist today

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