UK Holiday Let Mortgages

Raise up to 85% loan to value ratio on your rental holiday home

Holiday Let Mortgages

A holiday let mortgage allows the borrower a first charge loan using an investment residential property as security.

A holiday home mortgage allows the holiday home to be rented out for short periods of time, usually up to 28 days per booking. Mortgage payments are covered by the rental income received from the holidaymaker.

How much can I borrow?

Typically a holiday home buy to let mortgage will be up to 85% loan to value (LTV) of the open market value (OMV) of the property.

The majority of Lenders will consider holiday home properties with either Freehold or a long Leasehold favourably, properties with a short Leasehold remaining may be more difficult to secure funding on.

As a long-term product, holiday home buy to let mortgage rates are highly competitive with a choice of fixed-rate and variable-rate terms.

Speak with a Holiday Home Mortgage Specialist today

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